Medical Health
(NICARE)

Medical Health (NICARE)

Prioritizing your wellbeing with comprehensive health insurance and access to a vast network of medical facilities. We offer scalable plans for individuals, families, and corporate organizations covering inpatient, outpatient, and specialized care.

Service Details

Understanding NICARE

NICARE is a medical and health insurance scheme designed with the help of our consulting actuaries to cover the cost of medical treatment for an insured individual, either as an inpatient or outpatient.

The NICARE scheme is specifically designed to ensure efficiency in healthcare services and reduce the ever-rising cost of these services to employers. The scheme guarantees adequate medical services to its members and their dependents up to a specific limit determined by the type of plan selected.

Why choose NICARE Health?

  • Extensive nationwide network of top-tier hospitals and clinics
  • Coverage for general consultations, diagnostics, and prescriptions
  • Inpatient care including surgeries and room admissions
  • Maternity and pediatric care packages
  • Rapid pre-authorization and claims processing

Documents Needed for Processing

  • Completed Health Declaration Form
  • Valid National Identity Card or Passport
  • Passport sized photographs of beneficiaries
  • Birth certificates for covered dependents (children)
  • Corporate request letter (for group/corporate plans)

Frequently Asked Questions

Coverage for pre-existing conditions is subject to waiting periods and specific policy tiers. Please declare all conditions during enrollment for proper assessment.

While we encourage using our extensive network for cashless treatment, you may use out-of-network facilities in emergencies subject to reimbursement limits.
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Headquarters

18/20 Walpole Street, Freetown

+232 31 523655
Bo Branch

12 Bojon Street, Bo

+232 31 616929
Kenema Branch

3 Damba Road, Kenema

+232 31 616930
Kono Branch

6 Suku Tamba Street, Kono

+232 31 161932
Makeni Branch

St. Lawrence Building, Azzolini Highway, Makeni

+232 31 161931
NIC

National Insurance Company Sierra Leone

Contact Us

+232 31 523655

info@nic-sl.sl

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