Group Personal Accident

Comprehensive coverage for employees, association members, or club rosters against accidental death, permanent disability, and immediate medical expenses globally and 24/7.

Service Details

Why choose Group Personal Accident?

  • 24/7 global coverage, even outside of working hours
  • Lump sum payout for accidental death or permanent disablement
  • Reimbursement of medical and surgical expenses up to the policy limit
  • Weekly disability benefits for temporary loss of income
  • Improves employee loyalty and serves as a vital corporate benefit

Documents Needed for Processing

  • Official schedule of employees (Names, DOB, Basic Salary)
  • Valid Certificate of Business Registration
  • Completed Group Accident Proposal Form
  • Nature of occupations clearly defined for risk assessment
  • Employer identification details

Frequently Asked Questions

Yes. Workmen's Compensation only covers injuries sustained during working hours. Group Personal Accident covers policyholders globally, 24 hours a day.

Premiums are based on the aggregate salaries, the required benefit multiplier (e.g., 2 years salary), and the occupational risk category of the employees.
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