Public
Liability

Public Liability

Securing your business against third-party claims for accidental injury or property damage occurring on your premises or as a result of your business operations.

Service Details

Why choose Public Liability?

  • Covers substantial legal defense costs against third-party lawsuits
  • Pays compensation for third-party bodily injury occurring on premises
  • Covers accidental third-party property damage
  • Protects business reputation and operational continuity
  • Essential for retail stores, offices, and construction sites

Documents Needed for Processing

  • Detailed Description of Business Operations
  • Business Registration Certificate
  • Details of Insured Premises (size, foot traffic estimates)
  • Completed Public Liability Proposal Form

Frequently Asked Questions

No, employees and contractors are not considered "third parties". They must be covered under a Workmen's Compensation policy.

You should still hold public liability insurance because as the occupier, you may be held liable for injuries to your visitors or clients in your space.
Get a Quote Now
Headquarters

18/20 Walpole Street, Freetown

+232 31 523655
Bo Branch

12 Bojon Street, Bo

+232 31 616929
Kenema Branch

3 Damba Road, Kenema

+232 31 616930
Kono Branch

6 Suku Tamba Street, Kono

+232 31 161932
Makeni Branch

St. Lawrence Building, Azzolini Highway, Makeni

+232 31 161931
NIC

National Insurance Company Sierra Leone

Contact Us

+232 31 523655

info@nic.gov.sl

Quick Links
About Us Contact Us Our Services Claims Terms & Condition Support
Newsletter

Stay informed with our latest updates and insurance insights.

© NIC All Rights Reserved.
NIC AI Assistant
NIC Assistant
Online | We are here to help
Hello! I am your NIC AI assistant